Managing your finances should be a simple, effortless process. At FLCBank, our priority is to make running your business as easy as possible in any way we can. Our Business Checking and Business Savings accounts give you the features and benefits you want, plus the service you count on from a partner that’s dedicated to helping you succeed.
Business Checking Accounts
We have a variety of accounts available to meet the needs of your business. Whether you are just starting out or have more sophisticated needs, we can grow with you as your business grows. We give you a choice of Business Checking Accounts, to make sure you get the account you need for your business. All of our checking accounts have low opening deposits, low or no service charges, and easy-to-use mobile banking – an essential part of running a business today.
Business Core Checking
$100 Minimum Opening Deposit
- No monthly service charge
- Up to 250 free transactions based on daily balance
- Free positive pay fraud protection
Business Solutions Checking
- No monthly service charge
- No minimum to open the account
- Earns interest based on balance, starting at $100,000 and up
- The higher the balance the higher the interest rate that can be earned
Business Analysis Checking
$1,000 Minimum Opening Deposit
- $15 monthly service charge and transaction charge per item
- Competitive earnings credit rate
- Offset monthly service charge with account balances or by grouping multiple analysis accounts
FLCBank offers a wide range of financial solutions for all types of businesses, industries and professionals to accommodate their unique banking needs.
No matter the size of your business, you are vulnerable to ACH and check fraud.
Secure Your Business Bank Account With Positive Pay Services
Business Savings Accounts
We give you a choice of Business Savings Accounts to make sure you get the account you need for your business. All of our savings accounts have low opening deposits, low or no service charges, and easy-to-use mobile banking – an essential part of running a business today.
Business Certificate of Deposit (CD)
$10,000 Minimum Opening Deposit
- Competitive market rates and multiple terms available to meet your business needs
Business Money Market Account
$5,000 Minimum Opening Deposit
- $10,000 average daily balance required to waive the monthly service charge of $20
- Competitive tiered rates based on account balances
Business Savings Account
$1,000 Minimum Opening Deposit
- $2,500 average daily balance is required to waive the monthly service charge of $15
FLCBank has a variety of business checking and savings accounts available to meet the needs of your business. Whether you are just starting out or have more sophisticated needs, we can help your business grow.
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Frequently Asked Questions About Business Accounts
What business checking accounts does FLCBank offer?
FLCBank offers Business Core Checking, Business Solutions Checking, and Business Analysis Checking. Each account is designed for different business needs, from everyday checking to higher-balance or more active account relationships.
Which business checking account is right for my business?
Business Core Checking may be a good fit for businesses that want a straightforward checking account with no monthly service charge. Business Solutions Checking may be a fit for businesses that want an interest-earning option based on higher balances. Business Analysis Checking may be better for businesses with more sophisticated needs or multiple analysis accounts.
What is the minimum opening deposit for business checking accounts?
Business Core Checking has a $100 minimum opening deposit. Business Solutions Checking has no minimum opening deposit. Business Analysis Checking has a $1,000 minimum opening deposit.
What transaction allowances are included with Business Solutions Checking?
Business Solutions Checking includes free monthly transactions based on your daily balance:
$25,000 or less: 125 free transactions per month, then $0.25 per item after.
$25,001 up to $99,999: 280 free transactions per month, then $0.25 per item after.
$100,000 and up: 500 free transactions per month, then $0.10 per item after.
This account earns interest based on balance, starting at $100,000 and up.
Can business checking accounts earn interest?
Business Solutions Checking can earn interest based on balance, starting at $100,000 and up. The higher the balance, the higher the interest rate that may be earned.
Is Positive Pay included with business accounts?
Yes. FLCBank includes free Positive Pay check and ACH protection on all business accounts to help protect against check and ACH fraud.
Where can I find current business deposit rates?
Current rates for eligible business checking, savings, money market, and certificate of deposit accounts are available on our Deposit Rates page.
Rates are variable and subject to change. Service charges may reduce earnings.
Who should I contact about opening a business account?
To learn more about FLCBank business checking or savings accounts, contact your local branch or call our main customer service line.
- Jacksonville: 904.407.4740
- Gainesville: 352.692.5280
- Orlando: 407.637.3740
- Tampa Bay: 813.223.9040
- Customer Service: 866.380.6222